Next week sees the start of the new tax year 2019 – 2020, so we have summarised the key personal tax changes that will come into effect.

The internet is 30 years old – and it’s probably never been more dangerous, with almost daily warnings of various scams, hacks and hoaxes.  Ensuring you are safe online has never been more difficult – so as we bite into a slice of birthday cake, here are our top tips to help you stay safe online, without the need for specialist technical knowledge: